Weather Damage

Roofer inspecting shingles for hail damage after storm for insurance claim

How Do You Know If Storm Damage Is Covered by Insurance?

The Answer Depends on More Than Just the Storm After a storm rolls through Rochester and you suspect your roof took a hit, the first question most homeowners ask is whether insurance will pay for it. The honest answer is that it depends. Homeowners insurance is designed to cover sudden, unexpected damage from covered perils. […]

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Damaged asphalt shingles showing impact marks and roof wear

Can a Hail-Damaged Roof Be Repaired or Does It Need to Be Replaced?

Why This Question Comes Up After Every Major Storm After a significant hail event in Rochester or anywhere in southeast Minnesota, homeowners face a common dilemma. The roof took a hit, but it is not leaking yet. Do you repair what is damaged or replace the whole thing? The answer is not always obvious, and

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Homeowners reviewing roof insurance claim documents

How Long Do You Have to File a Roof Insurance Claim After a Storm?

The Window Matters More Than Most Homeowners Realize After a storm rolls through Rochester, roof damage is not always obvious right away. Interior leaks may not appear for weeks. Hail impact on shingles can be subtle enough that you would not notice it without getting on the roof. Life gets busy, and following up on

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Class 4 impact-resistant shingles designed for hail protection

What Shingles Are Most Hail Resistant?

Why Hail Resistance Matters in Southeast Minnesota Southeast Minnesota is not immune to hail. The region sits in a corridor that sees regular severe thunderstorm activity from late spring through early fall, and hail events of all sizes are part of that pattern. Quarter-sized hail is common enough that it barely makes the news. Golf

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Roofing contractor performing a residential roof inspection

Why Are Roof Inspections Important?

What a Roof Inspection Actually Does A roof inspection is not just someone climbing up and taking a quick look around. A thorough inspection evaluates every component of your roofing system, not just the shingles on top. That includes flashing, venting, gutters, pipe boots, sewer vents, ridge caps, and the condition of the underlying deck

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